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A book I just picked up on amazon that was recommended to me by a real estate investor friend.

I really enjoyed it. About 95 pages on how to deal with change.

6/10

The book link if anyone is interested. No Affiliate money here, just a link.

Hello old friends (and new?). What a wild year so far.

So, I had a bit of time on this long weekend and was cleaning up my site and thought to myself, why not a brief update?

I’m still kicking it old-school but time is so precious that I have been way more busy doing than talking about my doings.

Real Estate and other adventures

I’ve been working hard on this area of my business for about 2 years now and have made several strides in that time. I am learning and making a little bit of money through the process. I’ve just enrolled in the London School of Economics Real Estate and Economics Certificate program so let’s see how that goes.

I’ll give a good update on this front when I get into the mood.

I’ve accumulated a handful of rentals but I plan on expansion soon

P2P lending going fine but rather boring. I’ve averaged 12.6% per year since 2017 so I guess that’s ok. It’s miles behind my stocks where I’ve doubled my value in under 5 years. My tfsa is over triple the value of the TSX since 2016

Also, on this chart you can see my RRSP started 10% below the index in 2016 so that 80% gain is not accurate. Plus this doesn’t factor in dividends, just saying 🙂

Stocks

I sold all my stocks on Jan 31, 2020

I’ve been rebuying since the end of March when the US fed decided to use a bazooka and shoot trillions into the economy.

This year, my goal was to pass $20,000 in total dividends received but that changed since I didn’t collect much from dividends at the beginning of the year.

2020 Dividend Income So Far

My total haul this year is only breaking $9,000 so far but I expect it to dramatically increase as I have re-entered the market with only about 20% in cash holdings left.

Because I got lucky and sold at the height and bought back in at an average 37% discount, I should be looking at a very nice year next year (if the market doesn’t explode again!)

Having not really looked to close into it, I would guess I should get an average of about $2,000 a month in my tax-free accounts in the form of dividends. I’m not really counting on every company I own keeping the dividends so we shall see.

I’m also holding much of my portfolio in low or non-dividend paying stocks because I keep these in my taxable account until I have more room in my tax-free accounts.

In fact, my largest holding now is BRK-B which doesn’t pay a divi.

Stuff

Month	2018	2019	2020
January	$1,104.37	$1,626.86	$1,595.72
February	$913.47	$957.73	$943.22
March	$1,475.55	$1,501.45	$40.08
April	$1,356.51	$1,599.25	$479.33
May	$934.30	$972.76	$277.97
June	$1,530.00	$1,674.88	$2,821.26
July	$1,542.41	$1,668.51	$1,718.55
August	$984.73	$891.40	$1,082.96
September	$1,549.84	$1,897.46
October	$1,611.55	$1,677.00
November	$1,230.16	$1,110.34
December	$1,990.18	$2,226.97
YTD Total	$16,223.07	$17,804.61	$8,959.

My total dividend haul this year is like 9g

How Much Free Money?

Year	Total Dividends Received
2014	$2,421.00
2015	$4,169.00
2016	$6,192.86
2017	$10,760.51
2018	$16,223.07
2019	$17,804.61
2020	$8,959.09
Total Divs	$66,530.14

Since 2014 I have received $66,530 worth of dividends. This does not include any capital appreciation.

Every month I like to see what my dividend income can purchase if I chose to spend it on frivolous stuff.

If I saved all my dividends so far I could buy myself a…

Chevrolet Corvette Grand Sport – $65,495

and I’d still have a grand left over!

Stay classy Fire bros