At the end of every year I like to take some time to look back at my last years goals in review and also plan a little bit ahead for the year to come. Here is the list of goals I set out for myself at the beginning of 2016 and the dates of the …
What I am not I don’t have a MBA from Harvard. I am not some wunderkind who has a secret you can buy. I’m not a professional writer, in fact writing is stunningly difficult for me. I even make up fake words that sound real to me on a daily basis. Irregardless, I want to …
Millennials get a bad rap for not caring about their finances. But according to a recent Bankrate survey, these young bucks are starting to flip the script and have started saving a bigger chunk of their paychecks than any other age group. Most millennials are starting to understand the importance of saving money, but it’s tricky …
What I Made Well, July has come and gone and it’s time to look back at my savings rate for the month. As you can see in the chart below, July was a big drop! My total income for the month of July was $3050 My total hard cap expenses for the month was $1300 The …
Being rich is a very relative term. My definition of being rich is when you are able to reach true financial independence – the ability to live comfortably off one’s savings and investments with no debt whatsoever. When I was young I figured the path to financial freedom would be a cakewalk, a real stroll down …
The beginning of the year is the hardest to save for but I was fortunate to have worked a fair amount of overtime. Some expenses that pop-up are property tax, house insurance, utility tax and lurking bills from Christmas. This year will be the first time I am prepaying my property tax by monthly payments …