divicents

January 2024

Last month I received a dividend income of $5,797.91 (Jan 2024) Life Update! It’s been a minute. Life gets busy with 3 kids in sports (and expensive). I’ve been meaning to update this site for the longest time but life. It’s been so long, I don’t even remember where I left...

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February 2021 dividend update

February, what a strange name for a month.       “Never invest in a business you cannot understand.” Warren Buffett I’m rebalancing as I purchase more stocks.  I’m now about 75% stock and 25% cash. I keep doing the same things that I have done for the last 10...

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January 2021 dividend update

Can you believe 2020 is already over?  What a crazy year. Let’s see what’s shaking.     “Never invest in a business you cannot understand.” Warren Buffett It’s been a wild month. I was very involved with the recent WSB and GameStop frenzy and I must admit, it was a...

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December 2020 dividend update and year review

Can you believe 2020 is already over?  What a crazy year. Let’s see what’s shaking.     “Know what you own, and know why you own it” Peter Lynch I keep picking up more BRK.B.  It’s rather expensive right now but so I’m just going to keep banking cash until...

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November 2020 dividend update

Can you believe November 2020 is already over? (close to it eh) Lets see what’s shaking.     Awww “The wise man walks with both eyes open, the foolish invest in pot stocks.” – Benjamin Graham. I keep picking up more BRK.B.  It’s rather expensive right now but so I’m...

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October 2020 dividend update

Can you believe October 2020 is already over? Yes I say this a lot but, look at that dog! “The intelligent investor is a realist who sells to optimists and buys from pessimists.” – Benjamin Graham. I keep picking up more BRK.B. I am very overweight in Berkshire but I...

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Who moved my cheese?

A book I just picked up on amazon that was recommended to me by a real estate investor friend. I really enjoyed it. About 95 pages on how to deal with change. 6/10 The book link if anyone is interested. No Affiliate money here, just a link.

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Dividend Income – Jan-Aug 2020 ~ And life update :)

Hello old friends (and new?). What a wild year so far. So, I had a bit of time on this long weekend and was cleaning up my site and thought to myself, why not a brief update? I’m still kicking it old-school but time is so precious that I have...

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April 2020 Update

Well hello there. What a wild start to the year. So the Coronavirus happened! I was fortunate enough to have a brother living in Shenzhen China at the start of the year. Around mid-January, he fled China into Russia and explained to me over Wechat how bad it was where...

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2019 End of year update

2019 has come and gone. It was a tough year, to be honest. I couldn’t save nearly the amount I was hoping to but there’s always 2020. I did end up buying more BRK.B on the cheap so that’s a win. Month 2019 January $1,626.86 February $957.73 March $1,501.45 April...

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January Income

Jan 2019 Update

Made $1,626.86 in Divi income. I’m not expecting my div income to get too crazy this year as I’m hedging hard for a correction. I will probably unload more REIT’s and buy more BRK.B on dips bellow $200 I’m hoping to own $300k in BRK.B by the end of the...

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Dividend Income Report – April 2018 – July 2018

Where Have I been and what have I been up too? I’m just wrapping up my final rehab on my 3rd rental property. Dividend Income For the month of April, I received dividends from 18 different companies. In the month of May, I received dividends from 15 different companies. For the...

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March 2018

Dividend Income Report – March 2018

Hello and welcome! March 2018, what a whirlwind of a month, seriously busy. Just a few of the things going on in March. My wife started a new job 3 kids all playing high level sports where my wife coaches on the oldest kids team which is way more work...

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Portfolio

This is a list of my up to date portfolio. This does not include any of my other investments such a my pension, real estate or small caps. Disclaimer I am not a licensed investment or tax advisor.  The contents of this website are not recommendations to buy or sell...

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Dividend Income Report – February 2018

Can you believe February 2018 is already over? Seriously 2018, you need to slow down… Well, as many of you may know, the market was not very good for last month so I did what any smart investor would do. I liquidated everything. I kid. “The intelligent investor is a...

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Dividend Income Report – January 2018

Hello and happy new year. January 2018, can you believe that? Well, with 2017 firmly in the rearview mirror I can say that it was probably the best year I lived through (so far).   The market was on fire, I bought a 2nd house, started 3 companies and blew...

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SUP

Dividend Income – Oct, Nov and Dec

Hi, I’ve been busy… I bought a rental property in a foreign land (USA) and started 3 companies. Here is my numbers for October, Nov and Dec 2017.   Dividend Income For the month of October I received dividends from 14 different companies, November 13 and a total of 16...

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September dividend income 2017

DIVIDEND INCOME – SEPTEMBER 2017

Hi, what a September! I must admit, it was hard getting back to work after taking much of the summer off. I just finished a 30 day non stop work project that had me working close to 100 hours per week.    I’m also getting close to buying my first...

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Summer Is Over. Time To Get Back To The Grind

I hope everyone had a great summer!   This summer I decided to put all my financial goals on hold just to enjoy the time that I had to spend with the family. This doesn’t mean that I went crazy and bought stuff just because I could, it was more...

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What have I been up to? 2017 Trading history so far

Good question! This is my trading history so far this year. Pretty standard moves so far. As you can see, I’m moving pretty heavy into utilities. I plan on owning around 500 shares of ENB so I will keep buying this company until I feel like my weight is right. It...

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Dividend Income

Dividend Income – May 2017

Last month I received a dividend income of $931.34 for April and May looks pretty decent as well. I’m definitely having a banner year so far but summer is a coming. Saying that, I plan to scale everything back a little so I can enjoy more time with the wife and...

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april dividend income

Dividend Income – April 2017

Last month I received a dividend income of $850.50 for March. I crushed my year over year increase goal of $170 per month with a legit $248.50 increase. I’m hoping to keep this momentum going as I press forward through April. This year, my goal is to pass $8,000 in total dividends received....

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Dividend Income – March 2017

Last month I received a dividend income of $557.24 for the month of February. It was a good month in terms of YoY growth and met the expectation of not having a month this year under the $500 mark. February is typically the worst month of the year for my dividend...

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Dividend Income – February 2017

Last month I received a dividend income of $639.32 for January. It was a great start to the year and I hope to keep the momentum going. Let’s check out February. This year, my goal is to pass $8,000 in total dividends received. All I need now is a measly $7,360 🙂 February...

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Part Duex

Stock Purchases – February 2017 (PART DUEX)

Hello. Shalom. Time for some more stock purchases in February – part duex. I’ve been doing some more shopping, I think I might have an addiction! I must admit, I like spending money. I just hope the things I buy will increase in value over time. We shall see~ Companies...

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Stock Purchases

Stock Purchases – February 2017

What’s up FIRE bronies. Time for some more stock purchases! I’ve been doing some more buying, adding some of this and a little of that, hoping to catch a few deals in an expensive market.   Companies I Bought Nuts and Bolts I decided not to start any new positions...

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January Income

Dividend Income – January 2017

Last month was my best payday ever with a dividend income of $766.38 for December. That put my year total to over the 6G mark that I was pushing hard to hit. Let’s take a look at January. This year, my goal is to smash $8,000! It’s a pretty lofty goal...

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Sold Magna

SOLD

Reasons why I sold Magna. Trump threatened German car makers with a 35% import tariff. Magna supplies crazy amounts of parts to German car companies. This threat brings uncertainty Uncertainty is an investor’s biggest enemy I made enough money and am happy Original purchase price was 20 shares at a...

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Recent Stock Purchases

Recent Stock Purchases and Sales

What’s up FIRE bros. I’ve been doing some buying and got to throw it out there. FIRST, some questions. Is the market expensive? YES Are yields Low? YES Are earnings weak? YES IS there going to be a crash soon? Hopefuly! So why buy? Because…markets are impossible to time. If...

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December Dividend Income

Dividend Income – December 2016

Last month was a good month with a dividend income of $514.57 for the month of November. I want to try and keep my monthly dividends above that $500 mark. My dividend income for December should smash that, it was my top month of last year and I’m curious to see...

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My Goals 2017

GOALS FOR 2017

At the end of every year I like to take some time to look back at my last years goals in review and also plan a little bit ahead for the year to come. Here is the list of goals I set out for myself at the beginning of 2016...

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Best Dividend Stocks December

THE BEST DIVIDEND STOCKS FOR DECEMBER

It’s time again to try and dig through all the noise out there and find what are the best dividend stocks for December. This is my list of December Dividend Kings. About my list There are over 5000 stocks on the U.S. exchanges and only 9 made my December list. As you can...

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November Dividend Income

Dividend Income – November 2016

Last month was a slow month with a dividend income of $479.38 in October. Let’s check out my dividend income for November to see where I end up. November Dividend Income For the month of November I received dividends from 14 different companies (and 1 company twice): I received $514.75 in dividends...

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November stock purchases and sales

November Stock Purchases And Sales

Well, it’s been a while. I have had a very busy November with 9 stock purchases and 2 Sales. The last time I made a move was in August when I sold Allied Properties at $39.33 [stock_quote symbol=”AP.UN”] and picked up Western Digital at $46.50 [stock_quote symbol=”WDC”] Let’s take a...

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Best Dividend Stocks November

THE BEST DIVIDEND STOCKS FOR NOVEMBER

If you are like me, you probably find it tough to dig through the mountains of information floating out there on the internet. With so many opinions of what you should buy, it’s easy to get overwhelmed. Well, fear not, I have done a bit of the heavy lifting to...

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Best Canadian Dividend Stocks November

THE BEST CANADIAN DIVIDEND STOCKS FOR NOVEMBER 2016

It’s time again for my monthly CANADIAN DIVIDEND KINGS list. It’s not always easy to dig through the mountains of information to try to find some hidden gems out there. Hopefully, to make it easier, I have compiled a list of the best Canadian dividend stocks using some basic metrics. My...

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Dividend Income – Oct 2016

Last month was a new personal best with a dividend income of $716.88 in September. Let’s check out my dividend income for October to see where I end up. But First HALLOWEEN! Halloween has come and gone and November is upon us. Everywhere I go, I hear complaints about this time...

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Graham Number

What is the Graham Number and Why it Still Matters

The Graham Number is a calculation used to see if a stock is trading at its fair value. It’s named after the father of value investing Benjamin Graham. Graham, known as the “Dean of Wall Street”, began teaching value investing at Columbia Business School in 1928. Together with David Dodd,...

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The best U.S. Dividend stocks

THE BEST U.S. DIVIDEND STOCKS FOR OCTOBER

If you are like me, you probably find it tough to dig through the mountains of information floating out there on the interweb. With so many opinions of what you should buy, it’s easy to get overwhelmed. Well, fear not, I have done a bit of the heavy lifting to...

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Best Canadian Dividend Stocks

THE BEST CANADIAN DIVIDEND STOCKS FOR OCTOBER 2016

It’s time again for my monthly CANADIAN DIVIDEND KINGS list. It’s not always easy to dig through the mountains of information to try to find some hidden gems out there. Hopefully, to make it easier, I have compiled a list of the best Canadian dividend stocks using some basic metrics. My...

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Oink

MY SEPTEMBER DIVIDENDS

It’s Dividend Time! I received $716.88 in September Dividends. My year over year increase was 43.66% My quarter over quarter increase was 6.05% Every quarter there are 3 months or dividend payouts, this is the largest one. My total dividend haul this year is now $4438.88 I just passed my last years total...

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September U.S. Dividend Kings list

It’s never easy being a retail investor trying to dig through the mountains of information searching for a deal. We don’t have a staff to read every company’s financial reports and comb through their balance sheets.  Well, fear not, I have done a bit of the heavy lifting to (hopefully)...

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It's never easy being a retail investor trying to dig through the mountains of information searching for a deal. We don't have a staff to read every company's financial reports and comb through their balance sheets. Well, fear not, I have done a bit of the heavy lifting to (hopefully) find some diamonds in the rough! This is my list of Canadian Dividend Kings.

September Canadian Dividend Kings List

It’s never easy being a retail investor trying to dig through the mountains of information searching for a deal. We don’t have a staff to read every company’s financial reports and comb through their balance sheets.  Well, fear not, I have done a bit of the heavy lifting to (hopefully)...

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Do You Dare Do Something Different

What I am not I don’t have a MBA from Harvard. I am not some wunderkind who has a secret you can buy. I’m not a professional writer, in fact writing is stunningly difficult for me. I even make up fake words that sound real to me on a daily...

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I’m always looking to purchase a new company. Everyday I run multiple stock screeners that do my heavy lifting. These screeners data mine the indexes looking for certain metrics that I program into them. This gives me a starting point.

Recent Purchase

I’m always looking to purchase a new company. Everyday I run multiple stock screeners that do my heavy lifting. These screeners data mine the indexes looking for certain metrics that I program into them. This gives me a starting point. This screen I built uses some loose guidelines I borrowed...

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The Best Free Saving Tools For Millennials

Millennials get a bad rap for not caring about their finances. But according to a recent Bankrate survey, these young bucks are starting to flip the script and have started saving a bigger chunk of their paychecks than any other age group. Most millennials are starting to understand the importance of...

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Good Bye $400’s Hello $500’s!! I received $501 in dividends in AUGUST.

AUGUST DIVIDENDS

Good Bye $400’s Hello $500’s!! I received $501 in dividends in AUGUST. My year over year increase was 33.60% My quarter over quarter increase was 9.87% Every quarter there are 3 months or dividend payouts, this is the middle one. My total dividend haul this year is now $3616 I’m...

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Bi Yearly Portfolio Update

Company Symbol Shares Bought Shares Owned Purchase Price Last Price BOOK VALUE MARKET VALUE Canadian Western Bank CWB.TO 350 356 $20.48 $25.56 $7,168.00 $9,099.36 Magna MG.TO 20 20 $46.44 $52.61 $928.80 $1,052.20 Pivot Technologies PTG.TO 5000 5000 $0.47 $0.44 $2,350.00 $2,200.00 Power Financial PWF.TO 38 38 $31.81 $29.12 $1,208.78 $1,106.56...

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July Income Report

What I Made Well, July has come and gone and it’s time to look back at my savings rate for the month. As you can see in the chart below, July was a big drop!  My total income for the month of July was $3050 My total hard cap expenses for...

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3 SIMPLE STEPS TO BECOMING RICH

Being rich is a very relative term. My definition of being rich is when you are able to reach true financial independence – the ability to live comfortably off one’s savings and investments with no debt whatsoever. When I was young I figured the path to financial freedom would be a...

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JULY DIVIDENDS

I received $380.16 in dividends in JULY. Every quarter there are 3 months or dividend payouts, this is the smallest one. Monthly Dividends per Year 2016 Month 2015 2016 2016 $INC 2016 %INC Q OVER Q INC April $201.00 $313.00 July $200.00 $380.00 $180.00 90.00% 21.41% Last July my dividend total...

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My Total Savings So Far

The beginning of the year is the hardest to save for but I was fortunate to have worked a fair amount of overtime. Some expenses that pop-up are property tax, house insurance, utility tax and lurking bills from Christmas. This year will be the first time I am prepaying my...

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Payout Ratio

What is it? The payout ratio, or dividend payout ratio, is how much money the company earns (EPS) compared to what it is actually paying out to its shareholders in dividends (DPS), typically expressed as a percentage. As a formula it looks like this: For any dividend investor this is...

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SOLD

I sold all my shares of Kinder Morgan today. As I mentioned in my older posts, I will be exiting many of my oil stocks that I picked up during the downturn. I purchased KMI for $12.98 USD on Jan 15, 2016 I sold KMI for $19.97 USD on Jul,...

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Dividend Increases So Far

  This is a list of the dividend increases for the later part of last year up until July 2016. I will update this as it changes and maybe make it a static page if it gets too long. Company Name Ticker Annual Dividend PerShare Org Annual Div Now DIV...

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June Dividends

DIVIDENDS! I received $676.99 in dividends in JUNE. Every quarter there are 3 months or dividend payouts, this is the largest one. My total dividend haul this year is now $2840. The thing I enjoy the most about a dividend payment is its permanent, no do-overs. It’s money in the pocket that...

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May Dividends

Alright, DIVIDENDS! I received $456.69 in dividends in May. Every quarter there are 3 months or dividend payouts, this is the middle one. My total dividend haul this year is now $2165. The thing I enjoy the most about a dividend payment is its permanent, no do-overs. It’s money in...

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What is a Yield?

Now that we have an understanding of what a dividend is lets look into the yield. A yield is the dividend per share divided by the current price of the stock expressed as a percentage. Here’s an example. Say you own shares of DIVICENTS CORP! and they pay out a...

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What is a dividend?

Simply put, a dividend is a payment you receive from a company you own. It’s your share of the profits! Let’s pretend you just opened up your own discount brokerage account. Now, for your first move you buy 100 shares of DIVICENTS CORP! for $10 per each share. It’s a...

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April Dividends

  DIVIDENDS!! I received $313.14 in dividends in April. Not the biggest haul but Jan, Apr, Jul and Oct are slower months for dividends. The market has come roaring back with the help of oil trading around $46 and has brought out the bear in me. I’m not a big...

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Steve

Mission

to help anyone with ears to hear that the grind can be mitigated.

Vision

to keep learning in a humble mindset, knowing I know little but thirst for knowledge.

Values